How much is your personal debt?

rj asked:


How much money do you owe? Do your assets outweigh your amount of debt?
LJ if you dont like it dont answer it.
No one needs to know anyone’s identifying information so believe it or not we don’t actually know each other.

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16 Responses to “How much is your personal debt?”

  1. silverbyheart says:

    personal debt

    High and yes… bought a new car

  2. LJ says:

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    What a question.. This is deemed confidential and must not be displayed in public.

  3. TS100N says:

    Kansieo.com

    IT WAS 24000 UNTILL I WENT BANKRUPT

  4. mel says:

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    I think my debt is around 40k. but my house is worth maybe 90k so I’m in the black.

  5. Nichole says:

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    I owe about $10,000 to my bank but that’s not too bad. And thats it.

  6. leighcheri34 says:

    personal debt

    I have no debt right now. I pay off all my bills and only spend on my credit card what I can pay.
    Everything else is paid for.
    Now, if I buy a new car…ACK!

  7. AbnerStinqort says:

    personal debt

    The only debt I have is my mortgage, and I made sure the payments are less than half of my average paycheck.

  8. Rick H says:

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    I am solvent, but I have no job and little savings after I lost my job a year ago.
    Better than being in the red I guess.

  9. jessjess0310 says:

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    i own stock in a vacation club. we have 6000 dollars left on it. we don’t have any credit cards or car payments and no house payments. one day there will be a house payment i’m sure. my husband and i don’t plan to rent forever. and we plan to never have a credit card ever ever. and so far since we got together, any time we have wanted a new car, we have saved up for it and paid for it in cash.

  10. Cat Lady says:

    Create a video blog…instantly.

    We pay our credit cards off each month.

  11. luvbuz01 says:

    Create a video blog

    We make $40k a year and have $100,000 in debt. Yes, we are filing bankruptcy. We lost a business a little over a year ago and had several thousands in medical bills.

  12. frissy says:

    Create a video blog…instantly.

    $47,683.27, down from $59,272.11 as of January 31st. That $11,588.84doesn’t include interest payments (it’s only principle), nor does it include savings ($1,000 minimum is kept on hand at all times), nor does it include cash spent on vacations (instead of on credit cards), retirement investment growth, etc.

    Breakdown of current debt:
    $8802.80 credit card
    $10424.84 Student Loan
    $13456.02 Car loan
    $14999.61 Truck loan

    Both vehicles are listed for sale, and once they are sold, my husband and I should be debt free within 8-10 months. Insane, isn’t it?!

    HOWEVER – I lost my job last month, and instead of crying and wailing, my husband’s check covered EVERYTHING. Thank goodness for Dave Ramsey and “living below your means”!

    (Anyone want to buy a garage kept 2006 Sierra SL 1500 with only 13,500 miles on it?) VBG

  13. Kristin says:

    Create a video blog…instantly.

    I’m not perfect and I’m okay with that….

    6k in student loans
    about $1,500 left on my car loan

    $1200 in the bank

    I pay my bills monthly, no CC debt, but I’m moving out in a couple months, so that may change! I don’t get paid a lot but I love my job and have an opportunity at moving up real soon.

  14. Nothingusefullearnedinschool says:

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    Roughly $25,000 in debt. I took out a HELOC to finance my sons!
    Yes, my assets outweigh my debts.
    (I know, fun questions; it is interesting to see how the answers match what they keep saying in the TV news!)

  15. Bob Smith says:

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    I have a student loan I’m paying on with about $4,000, $1,000 in furniture debt (for my new apartment), and a credit card I pay off every month.

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