Johnny asked:
What is the best debt counseling company?
What is the best debt counseling company?
I’m trying to help my friend get out of massive credit card debt. I need a good, reliable debt counseling company.
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If you are in UK the Citizens Advice Bureau would be the best place to go!
The best one? YOU.
You are best one to take care of this problem. Why? Because you have total control over your life, destiny, and successes. You can draw up a real budget with real numbers and real dates and real goals. You can list all of your debts, contact the creditors, make arrangements to pay them, and fulfill the promises you make.
Get out of the mode of thinking that someone else will fix it. It’s simply not someone Else’s responsibility.
I would avoid any debt counseling service. I’ve heard a lot of horror stories from people who have done this. You end up paying more money per month and a lot of times your bills don’t get paid and you end up in more debt and worry.
You may also want to consider bankruptcy. Here is a page that has a debt relief and do it yourself bankruptcy mentioned.