My Debt Stuff http://www.my-debt-stuff.com Debt Help For The Rest Of Us Wed, 18 Aug 2010 03:36:19 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 Where can I consolidate to one loan payment with high debt to income ratio? http://www.my-debt-stuff.com/where-can-i-consolidate-to-one-loan-payment-with-high-debt-to-income-ratio/ http://www.my-debt-stuff.com/where-can-i-consolidate-to-one-loan-payment-with-high-debt-to-income-ratio/#comments Wed, 18 Aug 2010 03:36:19 +0000 admin http://www.my-debt-stuff.com/2010/08/17/where-can-i-consolidate-to-one-loan-payment-with-high-debt-to-income-ratio/
jana_mcnutt asked:


I have good credit in the 600′s, I just have a high debt to income ratio. I have about 4 personal loans I want to consolidate. One is already with Prosper, so that is out. I just want to have one payment. My debt for these loans is about $20,000. I am not a homeowner either.

high debt
]]> http://www.my-debt-stuff.com/where-can-i-consolidate-to-one-loan-payment-with-high-debt-to-income-ratio/feed/ 2 Can I get a loan with over 50% down but with high debt ratio? http://www.my-debt-stuff.com/can-i-get-a-loan-with-over-50-down-but-with-high-debt-ratio/ http://www.my-debt-stuff.com/can-i-get-a-loan-with-over-50-down-but-with-high-debt-ratio/#comments Mon, 05 Jul 2010 23:04:57 +0000 admin http://www.my-debt-stuff.com/2010/07/05/can-i-get-a-loan-with-over-50-down-but-with-high-debt-ratio/
at asked:


I am planning to do a 1031 exchange sell one high price property and buy couple other properties. My FICO score is around 670 but because of the number of rental properties I currently own, it puts my debt ratio to unacceptabe high to qualifiy any conventional 20% down loan. Any body knows what other loan programs out there that would easier to qualify and with what % of down.

Kansieo.com
]]> http://www.my-debt-stuff.com/can-i-get-a-loan-with-over-50-down-but-with-high-debt-ratio/feed/ 5 How do I get out of a contract for deed? or get a loan w/a high debt to income ratio and low credit score? http://www.my-debt-stuff.com/how-do-i-get-out-of-a-contract-for-deed-or-get-a-loan-wa-high-debt-to-income-ratio-and-low-credit-score/ http://www.my-debt-stuff.com/how-do-i-get-out-of-a-contract-for-deed-or-get-a-loan-wa-high-debt-to-income-ratio-and-low-credit-score/#comments Thu, 17 Jun 2010 08:47:15 +0000 admin http://www.my-debt-stuff.com/2010/06/17/how-do-i-get-out-of-a-contract-for-deed-or-get-a-loan-wa-high-debt-to-income-ratio-and-low-credit-score/
Nina T asked:


My husband deserted me and my daughter and his name is still on the contract. He gives me no $$ support. I gross only $2300/mo. A mortgage broker told me my debt to income ratio is too high to get a loan and that my credit score, 545 is too low. They want $180/k for the house and they want me to pay the property taxes, $2700 and since my husband left me with the financial burden and I don’t have his whereabouts. I **** this bind I am in, can anyone give me some advice? My payment is $1000/mo and I am living on paycheck advances to buy food because of the high house payments which are not being credited to anything, really…The mortgage holders are lawyers and are having the payments taken out of my paycheck through a collection company and aren’t even having the payments reported to the credit bureau to help improve my credit score? I need a quick solution since my husband has been gone for 7 months now. Help?????

Kansieo.com
]]> http://www.my-debt-stuff.com/how-do-i-get-out-of-a-contract-for-deed-or-get-a-loan-wa-high-debt-to-income-ratio-and-low-credit-score/feed/ 0 I need to refinance my 2 homes, but I have a high debt to income ratio. Are there any serious lenders to help? http://www.my-debt-stuff.com/i-need-to-refinance-my-2-homes-but-i-have-a-high-debt-to-income-ratio-are-there-any-serious-lenders-to-help/ http://www.my-debt-stuff.com/i-need-to-refinance-my-2-homes-but-i-have-a-high-debt-to-income-ratio-are-there-any-serious-lenders-to-help/#comments Sat, 05 Jun 2010 14:12:58 +0000 admin http://www.my-debt-stuff.com/2010/06/05/i-need-to-refinance-my-2-homes-but-i-have-a-high-debt-to-income-ratio-are-there-any-serious-lenders-to-help/
angiemcp2 asked:


My credit score is average but not bad. I’m having a hard time trying to refinance my ARM’s into fixed rate mortgages because my debt to income ratio is high. Are there any serious lenders that specialize in these situations?

Caffeinated Content
]]> http://www.my-debt-stuff.com/i-need-to-refinance-my-2-homes-but-i-have-a-high-debt-to-income-ratio-are-there-any-serious-lenders-to-help/feed/ 5 Are their any workarounds for a high debt to income ratio when getting qualified for a home loan? http://www.my-debt-stuff.com/are-their-any-workarounds-for-a-high-debt-to-income-ratio-when-getting-qualified-for-a-home-loan/ http://www.my-debt-stuff.com/are-their-any-workarounds-for-a-high-debt-to-income-ratio-when-getting-qualified-for-a-home-loan/#comments Fri, 28 May 2010 16:04:34 +0000 admin http://www.my-debt-stuff.com/2010/05/28/are-their-any-workarounds-for-a-high-debt-to-income-ratio-when-getting-qualified-for-a-home-loan/
Reg asked:


Trying to purchase a duplex to live in one side and rent the other side. Lenders wont approve because of my high debt to income ratio. A high Child support payment is killing me. My Fico score is 726 , so I know i should be able to get a good rate. Any suggestions?

high debt
]]> http://www.my-debt-stuff.com/are-their-any-workarounds-for-a-high-debt-to-income-ratio-when-getting-qualified-for-a-home-loan/feed/ 8 Is it good to be in a high debt position in a high taxing country? http://www.my-debt-stuff.com/is-it-good-to-be-in-a-high-debt-position-in-a-high-taxing-country/ http://www.my-debt-stuff.com/is-it-good-to-be-in-a-high-debt-position-in-a-high-taxing-country/#comments Sun, 16 May 2010 22:58:54 +0000 admin http://www.my-debt-stuff.com/2010/05/16/is-it-good-to-be-in-a-high-debt-position-in-a-high-taxing-country/
316 asked:


These two conditions keep the cost of capital low, as f (debt fraction is high) and t (tax rate) is high.

high debt
]]> http://www.my-debt-stuff.com/is-it-good-to-be-in-a-high-debt-position-in-a-high-taxing-country/feed/ 3 Is it better for my credit score to pay off 2 high debt high APR credit cards in full or over 6 months? http://www.my-debt-stuff.com/is-it-better-for-my-credit-score-to-pay-off-2-high-debt-high-apr-credit-cards-in-full-or-over-6-months/ http://www.my-debt-stuff.com/is-it-better-for-my-credit-score-to-pay-off-2-high-debt-high-apr-credit-cards-in-full-or-over-6-months/#comments Wed, 28 Apr 2010 05:59:56 +0000 admin http://www.my-debt-stuff.com/2010/04/28/is-it-better-for-my-credit-score-to-pay-off-2-high-debt-high-apr-credit-cards-in-full-or-over-6-months/
P R asked:


I think my credit score is currently affected by 2 high debt high APR credit cards. Should I pay both of them off in full all at once or pay both of them over a period of say 4-6 months? Will completely paying off and closing 1 credit card adversely affect or improve a credit score?

Website content
]]> http://www.my-debt-stuff.com/is-it-better-for-my-credit-score-to-pay-off-2-high-debt-high-apr-credit-cards-in-full-or-over-6-months/feed/ 5 What do you do when a business partner bails and leaves high debt behind? http://www.my-debt-stuff.com/what-do-you-do-when-a-business-partner-bails-and-leaves-high-debt-behind/ http://www.my-debt-stuff.com/what-do-you-do-when-a-business-partner-bails-and-leaves-high-debt-behind/#comments Thu, 15 Apr 2010 22:56:09 +0000 admin http://www.my-debt-stuff.com/2010/04/15/what-do-you-do-when-a-business-partner-bails-and-leaves-high-debt-behind/
sxy+brains asked:


company started with money by both sides one partner is bailin leaving a high level of debt behind?

Kansieo.com
]]> http://www.my-debt-stuff.com/what-do-you-do-when-a-business-partner-bails-and-leaves-high-debt-behind/feed/ 2 hope someone can help me with this. How does high credit card debt result in losing a job? http://www.my-debt-stuff.com/hope-someone-can-help-me-with-this-how-does-high-credit-card-debt-result-in-losing-a-job/ http://www.my-debt-stuff.com/hope-someone-can-help-me-with-this-how-does-high-credit-card-debt-result-in-losing-a-job/#comments Thu, 01 Apr 2010 09:52:59 +0000 admin http://www.my-debt-stuff.com/2010/04/01/hope-someone-can-help-me-with-this-how-does-high-credit-card-debt-result-in-losing-a-job/
kHaEz asked:


I’ve read articles about the result in high credit card debt, and one of them is losing jobs. So i would like to know, how is that possible?
how does having a high debt result in you losing your job?

besides the effect on economy. is there another reason?

Caffeinated Content – Members-Only Content for WordPress

]]> http://www.my-debt-stuff.com/hope-someone-can-help-me-with-this-how-does-high-credit-card-debt-result-in-losing-a-job/feed/ 3 Can you get approved for a business loan if you have a high debt to income ratio? http://www.my-debt-stuff.com/can-you-get-approved-for-a-business-loan-if-you-have-a-high-debt-to-income-ratio/ http://www.my-debt-stuff.com/can-you-get-approved-for-a-business-loan-if-you-have-a-high-debt-to-income-ratio/#comments Tue, 16 Mar 2010 00:49:46 +0000 admin http://www.my-debt-stuff.com/2010/03/15/can-you-get-approved-for-a-business-loan-if-you-have-a-high-debt-to-income-ratio/
shanana032002 asked:


Should this matter since the loan will be paid back by the business and not the individual? I have good credit i just have a high debt to income ratio, should i be able to get approved for a $20,000 business loan?

Website content
]]> http://www.my-debt-stuff.com/can-you-get-approved-for-a-business-loan-if-you-have-a-high-debt-to-income-ratio/feed/ 3