How good is debt settlement over debt consolidation? Is it a more reliable method? ?

Saturday, March 6th, 2010 at 12:11 pm  
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Brenda asked:


What I am interested to know is if Debt Settlement really works and if you know of anyone who has been through it.

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How do I find an honest debt settlement company to work with?

Friday, March 5th, 2010 at 4:25 pm  
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new girl asked:


If you have had success working with an honest, reliable, authentic debt settlement please let me know

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Does anyone know the difference between Debt Settlement Companies and CCCs Companies? Which is better?

Wednesday, March 3rd, 2010 at 11:18 am  
Comments (3)
Airic C asked:


I have some credit card debt and I don’t know what credit card company to consider, either a “CCCS” or Debt Settlement company. Is there a better alternitive to either?

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How do you know which debt settlement & negotiation company to choose?

Tuesday, March 2nd, 2010 at 8:09 am  
Comments (4)
Janiced asked:


I know it’s time to hire a debt settlement company, since I don’t think I’ll be able to get out of my current situation by myself. (roughly $130,000 in debt… and counting). Are there any good debt settlement companies you would recommend?

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looking for attorney in NJ to help me start a debt settlement company?

Saturday, February 27th, 2010 at 6:00 pm  
Comments (3)
Shmooz J asked:


anyone out there ever start a debt settlement company and researched the legal aspect in the state of NJ? I need legal advice from an expert.

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Can anyone advise me how to go about debt settlement on my credit cards?

Saturday, February 27th, 2010 at 12:48 am  
Comments (4)
davidgharpist asked:


As everyone must have noticed, there are now hundreds–if not thousands–of debt settlement companies out to make even more money on people that are almost in a state of bankruptcy. They all seem to “claim” that they can reduce your debts by 50% or more without damaging your credit score. So if it’s that easy, does anyone know how to go about doing it yourself without paying someone?

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Will I have to pay income taxes on savings after a debt settlement program if income is low?

Sunday, February 14th, 2010 at 7:56 pm  
Comments (1)
Lee asked:


I am having to go through a program with a reputable debt settlement company and I understand I will get a 1099 at the end of the year after settlements are completed. I have extremely low income and was wondering if I would have to pay taxes on the savings?

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Is credit card debt settlement bad for your credit?

Sunday, February 14th, 2010 at 7:21 pm  
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stan450z asked:


I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool to cut the debt in half which I would pay off with a lump sum, or should I just stomach it for another month where I can pay it all off entirely in full. Thanks.

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How do you check out the history of a debt settlement company?

Friday, February 12th, 2010 at 12:39 am  
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yamtheman asked:


When researching debt settlement companies, how do you know the best one to use? It is a fairly new industry and most companies are 5-7 years old. How do you know they are reputable?

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How do I know if the debt settlement company I’m working with is competent?

Wednesday, February 10th, 2010 at 4:37 am  
Comments (1)
Bob M asked:


I’m so worried about getting screwed by an incompetent company. Also, I checked with Debtmerica and they’re trying to charge me a 15% fee to do the debt negotiation. I’ve checked with a few other places too and somebody recommended going with an attorney-based debt settlement company to get better results. Any help would be appreciated.

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