kHaEz asked:


I’ve read articles about the result in high credit card debt, and one of them is losing jobs. So i would like to know, how is that possible?
how does having a high debt result in you losing your job?

besides the effect on economy. is there another reason?

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shanana032002 asked:


Should this matter since the loan will be paid back by the business and not the individual? I have good credit i just have a high debt to income ratio, should i be able to get approved for a $20,000 business loan?

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Airic C asked:


I have some credit card debt and I don’t know what credit card company to consider, either a “CCCS” or Debt Settlement company. Is there a better alternitive to either?

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Johnny asked:


What is the best debt counseling company?

I’m trying to help my friend get out of massive credit card debt. I need a good, reliable debt counseling company.

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nikki asked:


I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?

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monkeyundermypillow asked:


I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

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Leroy asked:


I have over 10,000 dollars worth of credit card debt. should I consider consolidating?

I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your time.

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The Oracle asked:


I am in my final six months of university. I have incurred debts of over £5000 on credit cards just to survive my training to be a nurse. I will have a good wage in a few months but I find now I am just paying the intrest. I also have two loans also to help me through studying but they are nearly paid off now only another year on them. I would appreciate your advice on my credit card debt as intrest alone is now £120 a month without touching the balance and I still have to manage on £550 bursary per month. I cant work as my placement is 40 hours plus uni time.

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Ginger7 asked:


I have around $20,000 worth of credit card debt. I would like to reduce my payments and consolidate into one. I don’t know what the best move for me to make is. Does anyone have any info they can offer? Is debt consolidation a good thing to look into?

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Avery S asked:


I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections agency telling me to pay up or be reported to the credit agency. I am afraid to call because I heard making contact with them could cause the statutes of limitation to start up again. My question is, If I ignore them, can they really report this to the credit bureaus since the debt was from 6 years ago? Is this just a scare tactic at this point- keep in mind I havent heard from them in 5 years until now all of the sudden.
I live in Texas btw

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