Posts Tagged ‘Credit Debt’
Sunday, January 17th, 2010
Johnny asked: What is the best debt counseling company?
I’m trying to help my friend get out of massive credit card debt. I need a good, reliable debt counseling company.
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Tags: Credit Card Debt, Credit Debt, Debt Counseling
Posted in Personal Finance | 4 Comments »
Friday, December 11th, 2009
nikki asked: I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?
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Tags: Card Debt Consolidation, Credit Debt, Debt Consolidation Company
Posted in Personal Finance | No Comments »
Wednesday, December 9th, 2009
monkeyundermypillow asked: I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.
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Tags: Credit Consolidation, Credit Debt, Debt Consolidation
Posted in Personal Finance | 6 Comments »
Friday, December 4th, 2009
Leroy asked: I have over 10,000 dollars worth of credit card debt. should I consider consolidating?
I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your time.
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Tags: Credit Debt, Debt Consolidation Company, Debt Program
Posted in Personal Finance | 2 Comments »
Thursday, December 3rd, 2009
The Oracle asked: I am in my final six months of university. I have incurred debts of over £5000 on credit cards just to survive my training to be a nurse. I will have a good wage in a few months but I find now I am just paying the intrest. I also have two loans also to help me through studying but they are nearly paid off now only another year on them. I would appreciate your advice on my credit card debt as intrest alone is now £120 a month without touching the balance and I still have to manage on £550 bursary per month. I cant work as my placement is 40 hours plus uni time.
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Tags: Credit Cards, Credit Debt, Debt Problem
Posted in Credit | 3 Comments »
Saturday, November 7th, 2009
Ginger7 asked: I have around $20,000 worth of credit card debt. I would like to reduce my payments and consolidate into one. I don’t know what the best move for me to make is. Does anyone have any info they can offer? Is debt consolidation a good thing to look into?
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Tags: Credit Card Debt, Credit Debt, Debt Consolidation
Posted in Economics | 7 Comments »
Thursday, November 5th, 2009
Avery S asked: I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections agency telling me to pay up or be reported to the credit agency. I am afraid to call because I heard making contact with them could cause the statutes of limitation to start up again. My question is, If I ignore them, can they really report this to the credit bureaus since the debt was from 6 years ago? Is this just a scare tactic at this point- keep in mind I havent heard from them in 5 years until now all of the sudden.
I live in Texas btw
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Tags: Credit Bureau, Credit Debt, Statutes Of Limitation
Posted in Credit | 3 Comments »
Wednesday, October 7th, 2009
cdp224 asked: I would like to apply for a home loan, but I have some credit card debt. I have good credit – never missed a payment, never been late, etc. I just don’t know if having credit card debt will cause me to be declined.
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Tags: Credit Card Debt, Credit Debt, Home Loan
Posted in Personal Finance | No Comments »
Thursday, August 27th, 2009
TwinkaTee asked: I need some motivation people! I want to commit to reducing my credit card debt this year; but, it seems a bit overwhelming. Please share stories of how you reduced your debt. Maybe that can psych me up to keep sacrificing and paying off these debts. Thanks!
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Tags: Credit Debt, Debts, Motivation
Posted in Personal Finance | 5 Comments »