My Debt Stuff » Credit Debt http://www.my-debt-stuff.com Debt Help For The Rest Of Us Sat, 06 Mar 2010 17:11:34 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Does anyone know the difference between Debt Settlement Companies and CCCs Companies? Which is better? http://www.my-debt-stuff.com/2010/03/03/does-anyone-know-the-difference-between-debt-settlement-companies-and-cccs-companies-which-is-better/ http://www.my-debt-stuff.com/2010/03/03/does-anyone-know-the-difference-between-debt-settlement-companies-and-cccs-companies-which-is-better/#comments Wed, 03 Mar 2010 16:18:22 +0000 admin http://www.my-debt-stuff.com/2010/03/03/does-anyone-know-the-difference-between-debt-settlement-companies-and-cccs-companies-which-is-better/
Airic C asked:


I have some credit card debt and I don’t know what credit card company to consider, either a “CCCS” or Debt Settlement company. Is there a better alternitive to either?

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]]> http://www.my-debt-stuff.com/2010/03/03/does-anyone-know-the-difference-between-debt-settlement-companies-and-cccs-companies-which-is-better/feed/ 4 What is the best debt counseling company? http://www.my-debt-stuff.com/2010/01/17/what-is-the-best-debt-counseling-company-4/ http://www.my-debt-stuff.com/2010/01/17/what-is-the-best-debt-counseling-company-4/#comments Sun, 17 Jan 2010 08:09:13 +0000 admin http://www.my-debt-stuff.com/2010/01/17/what-is-the-best-debt-counseling-company-4/
Johnny asked:


What is the best debt counseling company?

I’m trying to help my friend get out of massive credit card debt. I need a good, reliable debt counseling company.

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]]> http://www.my-debt-stuff.com/2010/01/17/what-is-the-best-debt-counseling-company-4/feed/ 4 Credit card debt consolidation companies, Anyone know of a good one? http://www.my-debt-stuff.com/2009/12/11/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one/ http://www.my-debt-stuff.com/2009/12/11/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one/#comments Sat, 12 Dec 2009 04:05:35 +0000 admin http://www.my-debt-stuff.com/2009/12/11/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one/
nikki asked:


I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?

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]]> http://www.my-debt-stuff.com/2009/12/11/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one/feed/ 0 What exactly happens to your credit if you do debt consolidation? http://www.my-debt-stuff.com/2009/12/09/what-exactly-happens-to-your-credit-if-you-do-debt-consolidation/ http://www.my-debt-stuff.com/2009/12/09/what-exactly-happens-to-your-credit-if-you-do-debt-consolidation/#comments Wed, 09 Dec 2009 13:48:46 +0000 admin http://www.my-debt-stuff.com/2009/12/09/what-exactly-happens-to-your-credit-if-you-do-debt-consolidation/
monkeyundermypillow asked:


I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

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]]> http://www.my-debt-stuff.com/2009/12/09/what-exactly-happens-to-your-credit-if-you-do-debt-consolidation/feed/ 6 what is the best debt consolidation company out there today? http://www.my-debt-stuff.com/2009/12/04/what-is-the-best-debt-consolidation-company-out-there-today/ http://www.my-debt-stuff.com/2009/12/04/what-is-the-best-debt-consolidation-company-out-there-today/#comments Fri, 04 Dec 2009 17:45:18 +0000 admin http://www.my-debt-stuff.com/2009/12/04/what-is-the-best-debt-consolidation-company-out-there-today/
Leroy asked:


I have over 10,000 dollars worth of credit card debt. should I consider consolidating?

I can afford the payments no problem, but in the long run, the interest may be more than what I could have paid if I was in a debt consolidation program. Does that make sense to you? Thank you for your time.

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]]> http://www.my-debt-stuff.com/2009/12/04/what-is-the-best-debt-consolidation-company-out-there-today/feed/ 2 Any useful tips to help me in my debt problem? http://www.my-debt-stuff.com/2009/12/03/any-useful-tips-to-help-me-in-my-debt-problem/ http://www.my-debt-stuff.com/2009/12/03/any-useful-tips-to-help-me-in-my-debt-problem/#comments Thu, 03 Dec 2009 21:50:59 +0000 admin http://www.my-debt-stuff.com/2009/12/03/any-useful-tips-to-help-me-in-my-debt-problem/
The Oracle asked:


I am in my final six months of university. I have incurred debts of over £5000 on credit cards just to survive my training to be a nurse. I will have a good wage in a few months but I find now I am just paying the intrest. I also have two loans also to help me through studying but they are nearly paid off now only another year on them. I would appreciate your advice on my credit card debt as intrest alone is now £120 a month without touching the balance and I still have to manage on £550 bursary per month. I cant work as my placement is 40 hours plus uni time.

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]]> http://www.my-debt-stuff.com/2009/12/03/any-useful-tips-to-help-me-in-my-debt-problem/feed/ 3 Are there any debt consolidation sites that you recommend? I want to find one that I can trust? http://www.my-debt-stuff.com/2009/11/07/are-there-any-debt-consolidation-sites-that-you-recommend-i-want-to-find-one-that-i-can-trust/ http://www.my-debt-stuff.com/2009/11/07/are-there-any-debt-consolidation-sites-that-you-recommend-i-want-to-find-one-that-i-can-trust/#comments Sat, 07 Nov 2009 21:11:53 +0000 admin http://www.my-debt-stuff.com/2009/11/07/are-there-any-debt-consolidation-sites-that-you-recommend-i-want-to-find-one-that-i-can-trust/
Ginger7 asked:


I have around $20,000 worth of credit card debt. I would like to reduce my payments and consolidate into one. I don’t know what the best move for me to make is. Does anyone have any info they can offer? Is debt consolidation a good thing to look into?

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]]> http://www.my-debt-stuff.com/2009/11/07/are-there-any-debt-consolidation-sites-that-you-recommend-i-want-to-find-one-that-i-can-trust/feed/ 7 How long after a debt has been created can a creditor report to the credit bureau? http://www.my-debt-stuff.com/2009/11/05/how-long-after-a-debt-has-been-created-can-a-creditor-report-to-the-credit-bureau-3/ http://www.my-debt-stuff.com/2009/11/05/how-long-after-a-debt-has-been-created-can-a-creditor-report-to-the-credit-bureau-3/#comments Thu, 05 Nov 2009 18:32:54 +0000 admin http://www.my-debt-stuff.com/2009/11/05/how-long-after-a-debt-has-been-created-can-a-creditor-report-to-the-credit-bureau-3/
Avery S asked:


I had some medical bills from 4/10/01 that I didnt not pay in full. I was harassed for awhile by collections and then left alone. This debt was never reported on my credit record and has never showed up. Today on 2/14/2007 (6 years later) I receive a letter from a collections agency telling me to pay up or be reported to the credit agency. I am afraid to call because I heard making contact with them could cause the statutes of limitation to start up again. My question is, If I ignore them, can they really report this to the credit bureaus since the debt was from 6 years ago? Is this just a scare tactic at this point- keep in mind I havent heard from them in 5 years until now all of the sudden.
I live in Texas btw

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]]> http://www.my-debt-stuff.com/2009/11/05/how-long-after-a-debt-has-been-created-can-a-creditor-report-to-the-credit-bureau-3/feed/ 3 How much debt is too much when you want to apply for a home loan? http://www.my-debt-stuff.com/2009/10/07/how-much-debt-is-too-much-when-you-want-to-apply-for-a-home-loan-3/ http://www.my-debt-stuff.com/2009/10/07/how-much-debt-is-too-much-when-you-want-to-apply-for-a-home-loan-3/#comments Wed, 07 Oct 2009 11:17:19 +0000 admin http://www.my-debt-stuff.com/2009/10/07/how-much-debt-is-too-much-when-you-want-to-apply-for-a-home-loan-3/
cdp224 asked:


I would like to apply for a home loan, but I have some credit card debt. I have good credit – never missed a payment, never been late, etc. I just don’t know if having credit card debt will cause me to be declined.

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]]> http://www.my-debt-stuff.com/2009/10/07/how-much-debt-is-too-much-when-you-want-to-apply-for-a-home-loan-3/feed/ 0 What is the most debt you have eliminated in a year? http://www.my-debt-stuff.com/2009/08/27/what-is-the-most-debt-you-have-eliminated-in-a-year-3/ http://www.my-debt-stuff.com/2009/08/27/what-is-the-most-debt-you-have-eliminated-in-a-year-3/#comments Thu, 27 Aug 2009 23:50:31 +0000 admin http://www.my-debt-stuff.com/2009/08/27/what-is-the-most-debt-you-have-eliminated-in-a-year-3/
TwinkaTee asked:


I need some motivation people! I want to commit to reducing my credit card debt this year; but, it seems a bit overwhelming. Please share stories of how you reduced your debt. Maybe that can psych me up to keep sacrificing and paying off these debts. Thanks!

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]]> http://www.my-debt-stuff.com/2009/08/27/what-is-the-most-debt-you-have-eliminated-in-a-year-3/feed/ 5