yahoo ID 89523 asked:


I disputed some items through Experian and Equifax. Does simply disputing the debt re-start the 7 year count down?

Thanks.

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ccdpat asked:


I have had the same “debt” put on my credit report by the original lender, a collection agency over 2 years ago and now a brand new collection agency. I questioned the original debt on my report and they removed it, and now, it has obviously been sold to another collection agency who has put it back on my file. The original debt wasn’t even mine, it was my husbands so I don’t even know how it is getting on my file. If it helps, I live in Ontario, Canada.

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Heather B asked:


I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report).
Thanks.

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McChesney asked:


I want to work with a debt consolidation company that pays off the debt on your credit report quickly and have you pay them monthly. I do not want a consolidation company that only pays the collectors as you pay them.

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awise0204 asked:


Like I am in about $20,000 in debt and I was thinking about consolidating all of it into one monthly payment. If I do decide to do it, I really would like to know how everything will show up on my credit report after everything is said and done.

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ccdpat asked:


I have had the same “debt” put on my credit report by the original lender, a collection agency over 2 years ago and now a brand new collection agency. I questioned the original debt on my report and they removed it, and now, it has obviously been sold to another collection agency who has put it back on my file. The original debt wasn’t even mine, it was my husbands so I don’t even know how it is getting on my file. If it helps, I live in Ontario, Canada.

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eluke asked:


I have some bad debt on my credit report that is older than 10 years. How can I get them to remove it so it does not show anymore?

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Kee Kee asked:


I filed my taxes today and included a 1099c form for a credit card debt of $10,107. Now that this debt is paid, how can I get the credit card company to remove this from my credit report so my credit score can go up. All of my bills are paid on time and I only have one debt left that is a positive on my report. My goal is to be debt free and buy a house this year.

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awise0204 asked:


Like I am in about $20,000 in debt and I was thinking about consolidating all of it into one monthly payment. If I do decide to do it, I really would like to know how everything will show up on my credit report after everything is said and done.

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littlepink_sweetie asked:


The bank told me under $5,000, is this correct, or did I hear him wrong? And if you are buying a home does your spouse have to be on the loan? I know the deed needs both names. Any advise on home loans and debt would be great.

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