P R asked:


I think my credit score is currently affected by 2 high debt high APR credit cards. Should I pay both of them off in full all at once or pay both of them over a period of say 4-6 months? Will completely paying off and closing 1 credit card adversely affect or improve a credit score?

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davidgharpist asked:


As everyone must have noticed, there are now hundreds–if not thousands–of debt settlement companies out to make even more money on people that are almost in a state of bankruptcy. They all seem to “claim” that they can reduce your debts by 50% or more without damaging your credit score. So if it’s that easy, does anyone know how to go about doing it yourself without paying someone?

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**Sarah** asked:


I am 27 and am in debt to the tune of 5000 dollars. I really want to fix my credit and get myself on track but I have no idea where to start. I want to raise my credit score it is at 536 right now. Does anyone know how to do this in less than a year?

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OregonOcean asked:


Is there a free web site with professional advices/information on how to build a good credit score and other personal finance advices ??

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Rich A asked:


Im in the processes of buying a new vehicle ( i had to order it and it hasn’t arrived yet ) and im wondering what the interest rates are going to be on a $14,500 loan? My credit is really good, my credit score is like 761.

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