skywaytraveler asked:


The statute of limitations for collecting debts in my state is five years. Some collection agency claims to have bought up an old debt from the year 2002. The company claims that they sold the debt and washes their hands of it. I called the collection agency and told them of the five year collection limitation, but they continue calling five to six times a week on a dead debt. What recourse is available to me for this harrassment?

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Ann Marie J asked:


I received a collection letter for a debt to a company I have never heard of. I am afraid it is identity theft. Can I ask the collection agency to provide a copy of a signed receipt?
What recourse do I have if they don’t believe it is not mine?

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