Posts Tagged ‘Spring Break’

Is credit card debt settlement bad for your credit?

Sunday, February 14th, 2010
stan450z asked:


I am a senior in college, I have no job now as I am finishing school. I start work in June, and I actually have good credit, over 700, and 5k in credit card debt. I’ve paid my bill in full always in the past until my last killer spring break. Debt settlement sounds cool to cut the debt in half which I would pay off with a lump sum, or should I just stomach it for another month where I can pay it all off entirely in full. Thanks.

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Posted in Personal Finance | 8 Comments »

What do I do about student debt?

Thursday, December 3rd, 2009
luvmenot2 asked:


Okay so here it is. I just graduated college with a huge amount of debt. The problem I have is not including the federal loans and and one private loan. I have two credit cards. One with $1700 and the other has like $5700. It was stupid at the time to use these credit cards to pay for books/tuition/rent/spring break but now its all added up and I can barely keep up with the minimum payments. the $5700 one has a minimum payment of $150 so as you can see its getting desperate. I don’t want to open another card and try to transfer it b/c I’ve already done that once and I don’t want it to hurt my score any more. What is everyone’s suggestion?

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Posted in Credit | No Comments »